Homeowners angry about assessments

In the week following the Fed's first rate cut, some $57 billion moved into money funds, and recent trends are showing no signs of slowing.

That money hardly has attractive rates. Money Fund Report shows the average money-market fund has a yield of 3.17 percent; competitor Crane Data shows the average rate on the 100 largest money funds at 3.66 percent.

Officials at both of those research firms suggest that eventually the average money fund will yield about 2.5 percent.

With inflation standing at 4.1 percent, as measured by the Consumer Price Index in 2007, that's a problem.

Risk comes in many different forms, but the one that many people are most fearful of is market or principal risk, the chance of losing their money in the stock market. read more